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Welcome Municipal Employees

Did you know that New Jersey Municipal employees are eligible to apply for auto insurance with NJM Insurance Group? Get your free quote today!

Member ID # 99000
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Switch to NJM and You Could Save an Average of 20%*


For the fourth year in a row, NJM led all major auto insurers in an annual consumer information report published by the New Jersey Department of Banking and Insurance.

This year's results build upon NJM's consistently stellar record that dates back nearly 30 years to when the report was first issued in 1987.

To read more, click here.


A.M. Best Company, the nation's leading insurance rating agency, rates NJM as A+ (Superior) for our financial strength. That's a sign of security that policyholders can trust.


"I have just received what must be my 20th dividend check from NJM, and each time I receive one, I am always amazed that it is coming from an auto insurance company and not from an investment I have made. The dividend check reminds me (again) just how good a company you are in all respects."

G.F., Summit, NJ
Policyholder since 1995
See what people are saying about NJM

Carli Lloyd

Policyholder for 16 years

World Champion Soccer Player, NJM Policyholder

A policyholder since she started driving, Carli still looks forward to receiving her dividend check each year. She was impressed to learn that NJM has been paying dividends since 1918 and amazed at the total amount shared.

Mr. and Mrs. Fanucci

Policyholders for 28 years

"It was so easy with NJM."

An NJM auto insurance policy came along with the Fanucci's marriage. As a state employee, Mrs. Fanucci said "I Do" to a policy with NJM, and it has remained a constant in their family ever since. Like many drivers, they've had a few claims over the years, and appreciate the consistent ease of the settlement process. Between annual dividends and great customer service, the Fanuccis know that NJM is always there when they need them.

Beth D.

Policyholder for 40 years

"I love my dividend."

Beth got her NJM Auto Insurance through her father at age 17 and was delighted to continue the tradition for her children 40 years later. She loves receiving her dividend, which she thinks of as a present to herself. Most of all, she values that NJM has been there for her in her hour of need, with fast, responsive claims representatives who put her mind at ease.